Financial/Expense Assistance

Results: 32

• Assistive Technology Equipment Loan (1)
  LH-0650.0250

  Assistive Technology Equipment Loan

  LH-0650.0250
  
  Programs that enable individuals who have physical or sensory limitations to borrow the assistive technology products they require at no charge. Loans may be long or short-term in nature and the devices are returned once the agreed-upon period of time has elapsed.
• Assistive Technology Purchase Assistance (1)
  LH-0650.0290

  Assistive Technology Purchase Assistance

  LH-0650.0290
  
  Programs that pay all or a portion of the costs associated with purchasing assistive technology products and/or services including cognitive/learning devices, control and signaling aids, daily living aids, hearing augmentation aids, mobility aids, prosthetic/orthotic/seating devices, recreational aids, speech aids and visual/reading aids. Included are programs that pay for needed assistive technology products outright or provide or arrange for interest-free, low-interest or market rate loans to finance the purchase.
• Automobile Loans (1)
  BT-8300.0870

  Automobile Loans

  BT-8300.0870
  
  Programs that provide or arrange for financing for individuals who want to lease, purchase or repair an automobile or other means of transportation. Included are programs that provide or arrange for low interest or interest free loans as well as those that provide access to loans at market rates.
• Bankruptcy Assistance (1)
  DM-1800.1000

  Bankruptcy Assistance

  DM-1800.1000
  
  Programs that provide assistance for people who are unable to pay their creditors and need to declare bankruptcy. Included may be help in evaluating a personal or business bankruptcy as an option, assistance in completing and filing bankruptcy forms and/or representation in bankruptcy hearings.
• Child Passenger Safety Seats (3)
  JR-8400.1500

  Child Passenger Safety Seats

  JR-8400.1500
  
  Programs that pay for, provide and/or install car seats that can be used to restrain infants or young children who are riding as passengers in motor vehicles. Also included are programs that provide booster seats for older children or provide referrals to organizations that provide the seats or the safety checks.
• CHIP Programs (1)
  NL-5000.1500

  CHIP Programs

  NL-5000.1500
  
  Organizations that help families obtain health insurance for their children under the State Children's Health Insurance Program (SCHIP), a program that is jointly financed by the federal and state governments and administered by the states. In some states, CHIP is an expansion of the Medicaid program and allows children of parents with higher incomes than were allowable in the past to participate and receive health insurance through Medicaid. In other states, CHIP is a separate program from Medicaid and covers children whose parents have incomes that are higher than the state's Medicaid eligibility levels. Within broad Federal guidelines, each state determines the design of its program, eligibility groups, benefit packages, payment levels for coverage, and administrative and operating procedures. The insurance pays for doctor visits, immunizations, hospitalizations and emergency room visits, but additional services may be available depending on the benefits defined by the state. Depending on the family's income, insurance premiums and co-pays may apply.
• Clothing Vouchers (1)
  BM-6500.1500-130

  Clothing Vouchers

  BM-6500.1500-130
  
  Programs that supply coupons that can be exchanged in designated thrift shops or nonprofit organizations for clothing.
• Credit Counseling (1)
  DM-1500.1500

  Credit Counseling

  DM-1500.1500
  
  Programs that provide assistance for people who want to improve their understanding of the consumer credit lending and collections systems, and maximize their skill in using credit. Services may include help in completing credit application forms, understanding how credit information is analyzed, choosing the best credit cards and/or interest rates available, determining how many credit cards can be managed, protecting one's credit information, communicating with creditors, improving poor credit reports and associated credit scores, eliminating credit card debt and dealing with other credit card issues.
• Discounted Heating Fuel (1)
  BV-8900.1700-300

  Discounted Heating Fuel

  BV-8900.1700-300
  
  Organizations that provide firewood, heating oil, butane, propane, kerosene, coal or other types of home heating fuel at no cost or below normal rates for people who meet age, disability, income, need or other requirements.
• Electric Service Payment Assistance (29)
  BV-8900.9300-180

  Electric Service Payment Assistance

  BV-8900.9300-180
  
  Programs that pay all or a portion of the electric service expenses of people whose electricity has been or is at risk of being shut off including any reconnection fees that may apply. Also included are non-emergency programs like those funded through the federal Low Income Home Energy Assistance Program (LIHEAP), also referred to as LIEAP or HEAP in some states, that provide home energy assistance, generally in the form of a credit, for low-income households that apply. The assistance is usually available once per calendar year (or heating season). Electric service payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Eviction Prevention Legal Assistance (2)
  FT-4500.1800

  Eviction Prevention Legal Assistance

  FT-4500.1800
  
  Programs that provide assistance for people are being evicted, either wrongfully or with reason, from their apartments or other rental property. Also included are programs that attempt to prevent eviction and possible homelessness by providing mediation services to negotiate a compromise between an individual and the landlord.
• Gas Service Payment Assistance (28)
  BV-8900.9300-250

  Gas Service Payment Assistance

  BV-8900.9300-250
  
  Programs that pay all or a portion of the gas service expenses of people whose gas has been or is at risk of being shut off including any reconnection fees that may apply. Also included are non-emergency programs like those funded through the federal Low Income Home Energy Assistance Program (LIHEAP), also referred to as LIEAP or HEAP in some states, that provide home energy assistance, generally in the form of a credit, for low-income households that apply. The assistance is usually available once per calendar year (or heating season). Gas service payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Heating Fuel Payment Assistance (5)
  BV-8900.9300-300

  Heating Fuel Payment Assistance

  BV-8900.9300-300
  
  Programs that pay all or a portion of the home heating fuel expenses of people who are unable to purchase the resources to heat their homes without assistance. Also included are non-emergency programs like those funded through the federal Low Income Home Energy Assistance Program (LIHEAP), also referred to as LIEAP or HEAP in some states, that provide home energy assistance for low-income households that apply, usually once per calendar year; and programs that pay for firewood, propane, butane, kerosene, coal or other bulk fuels that are used for heating or cooking purposes in situations where people have no other means of acquiring them. Heating fuel payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Home Rehabilitation Loans (2)
  BH-3000.3550-360

  Home Rehabilitation Loans

  BH-3000.3550-360
  
  Programs that provide loans for income-eligible people who want to repair or modify their homes or mobile homes to make them energy-efficient, attractive, safe and free of health hazards; or which help eligible individuals find loans for this purpose. Most loan programs cover major repairs, system upgrades and replacements (e.g., plumbing, heating or electrical systems) but not minor repairs. Included are conventional home rehabilitation loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time). The forgiven part of a forgivable loan amounts to a contingent grant. If the borrower sells the home prior to the specified time period, all or part of the loan is due. A common variation is to have portions of the loan forgiven gradually over a period of years.
• Housing Expense Assistance (16)
  BH-3800

  Housing Expense Assistance

  BH-3800
  
  Programs that pay current housing bills or finance new living accommodations for people who are otherwise unable to provide for their housing needs. Housing expense assistance programs may have age, income, disability, need or other eligibility requirements.
• Low Interest Loans (6)
  NT-6400.4500

  Low Interest Loans

  NT-6400.4500
  
  Programs that provide personal loans for people who qualify on the basis of income at interest rates that are below those obtainable on the conventional loan market.
• Medicaid (1)
  NL-5000.5000

  Medicaid

  NL-5000.5000
  
  A combined federal and state program administered by the state that provides medical benefits for individuals and families with limited incomes who fit into an eligibility group that is recognized by federal and state law. Each state sets its own guidelines regarding eligibility and services within parameters established at the federal level. Many people are covered by Medicaid, though within these groups, certain additional requirements must be met. Eligibility factors include people's age, whether they are pregnant, have a disability, are blind, or aged; their income and resources (like bank accounts, real property or other items that can be sold for cash); and whether they are U.S. citizens or lawfully admitted immigrants. Families who are receiving benefits through TANF and individuals who receive SSI as aged, blind and disabled are categorically eligible groups. The rules for counting a person's income and resources vary from state to state and from group to group. There are special rules for those who live in nursing homes, for people served under the Medicaid Waiver program, for people served by Program of All-Inclusive Care for the Elderly (PACE) programs and for children with disabilities living at home. Medicaid makes payments directly to a person's health care provider; and some recipients may be asked to pay a small part of the cost (co-payment) for some medical services. Most states have additional "state-only" programs to provide medical assistance for specified low-income persons who do not qualify for the Medicaid program.
• Medical Care Expense Assistance (2)
  LH-5100.5000

  Medical Care Expense Assistance

  LH-5100.5000
  
  Programs that pay the hospital bills, doctor bills, rehabilitation service bills, laboratory expenses or other health care expenses of people who are unable to obtain necessary health care without assistance. Also included are programs that provide vouchers which enable eligible individuals to obtain medical care. Medical bill payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Medical Expense Assistance (6)
  LH-5100

  Medical Expense Assistance

  LH-5100
  
  Programs that pay the health care expenses of people who are unable to obtain necessary care without assistance. Medical expense assistance programs may have age, income, disability, need or other eligibility requirements.
• Medicare (1)
  NS-8000.5000

  Medicare

  NS-8000.5000
  
  A federally funded health insurance program administered by the Centers for Medicare & Medicaid Services (CMS) under the U.S. Department of Health and Human Services for people age 65 and older; for individuals with disabilities younger than age 65 who have received or been determined eligible for Social Security Disability benefits for at least 24 consecutive months; and for insured workers and their dependents who have end stage renal disease and need dialysis or a kidney transplant. As with ESRD, the 24-month waiting period is waived for disability beneficiaries diagnosed with Amyotrophic Lateral Sclerosis (ALS, also called Lou Gehrig's disease). Premiums, deductibles and co-payments or out-of-pocket costs apply to Medicare coverage for most people. Special programs that assist with paying some or all of these costs are available for low income individuals who qualify. Medicare has four parts, but not every Medicare beneficiary has every part. Medicare Part A (Hospital Insurance) covers inpatient hospital stays, care in a skilled nursing facility, hospice care and home health care that meets the program eligibility criteria. Medicare Part B (Medical Insurance) covers services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, preventive services and more. Together, Medicare Part A and Part B are called Original Medicare. Medicare Part C enables private insurance companies to offer Medicare Advantage (MA) Plans under contract with CMS that provide all Part A and Part B benefits to plan enrollees. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans and Medicare Medical Savings Account Plans. Some plans offer extra benefits and services that aren't covered by Original Medicare, sometimes for an extra cost; and most (but not all) include Medicare prescription drug coverage. Medicare Part D (Medicare prescription drug coverage) is an optional benefit that helps beneficiaries cover the cost of prescription drugs. The plans are offered by insurance companies and other private companies approved by Medicare and add prescription drug coverage to Original Medicare, some Medicare Private-Fee-for-Service Plans and Medicare Medical Savings Account Plans.
• Mortgage Payment Assistance (2)
  BH-3800.5000

  Mortgage Payment Assistance

  BH-3800.5000
  
  Programs that make mortgage payments for people who are at risk of losing their homes without assistance. Mortgage payment assistance programs may have age, income, disability, need or other eligibility requirements. Some of these programs may also provide assistance for people who have a mobile home sales contract or land contract and need help making a payment that is due. Land contracts are written legal agreements that are used to purchase real estate (e.g., vacant land), a house, an apartment building, a commercial building or other real property but are negotiated with the property owner rather than borrowing money from a bank or other lender.
• Personal Financial Counseling (11)
  DM-6500

  Personal Financial Counseling

  DM-6500
  
  Programs that help people who are having difficulty paying their monthly bills gain control of their finances. The process generally involves analysis of the individual's income, expenses, debts, taxes and other factors to create a personal financial assessment; development of a budget for basic living expenses; and agreement on a short-term plan for repayment of creditors which may include debt consolidation or other strategies and a longer term plan for realizing personal financial goals.
• Prescription Expense Assistance (7)
  LH-5100.6500

  Prescription Expense Assistance

  LH-5100.6500
  
  Programs that provide financial assistance to purchase necessary prescription drugs for people who would be in an emergency situation without assistance. Also included are programs that reimburse individuals for their prescription expenses, usually on an annual basis. Prescription expense assistance programs may have age, income, disability, need or other eligibility requirements.
• Rent Payment Assistance (17)
  BH-3800.7000

  Rent Payment Assistance

  BH-3800.7000
  
  Programs that make rental payments for people who are at risk of eviction without assistance. Also included are rent supplement programs that provide assistance with ongoing monthly rental costs. Rent payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Rental Deposit Assistance (4)
  BH-3800.7250

  Rental Deposit Assistance

  BH-3800.7250
  
  Programs that provide cash grants or loans for people who are in the process of acquiring rental housing and who can handle the monthly rental payments, but who do not have the assets to pay the first month's rent, in some cases, the last month's rent, and any security deposits required to move in.
• School Supplies (7)
  HL-8120.7800

  School Supplies

  HL-8120.7800
  
  Programs that pay for or provide textbooks, notebooks, pens, pencils, calculators, book bags and other essential educational supplies required for classes at the elementary/secondary level or at a college or university.
• Section 8 Housing Choice Vouchers (1)
  BH-7000.4600-700

  Section 8 Housing Choice Vouchers

  BH-7000.4600-700
  
  A federally-supported, tenant-based housing program administered by local housing authorities that provides assistance in the form of vouchers that enable income-eligible families to find and lease approved privately owned housing where the landlord has agreed to enter into a contract with the housing authority and/or finance agency. Tenant-based assistance provides rental subsidies that move with a household into any qualifying housing within a certain area. The housing can be (and often is) private housing that may not have been built with the intention of accepting solely low-income tenants, but if the quality and cost of the unit fall within a specified range, it may qualify. Eligible households pay approximately 30% to 40% of their adjusted gross income for rent and the housing authority subsidizes the balance.
• Temporary Financial Assistance (20)
  NT

  Temporary Financial Assistance

  NT
  
  Programs that provide assistance for people who are experiencing an unexpected financial shortfall and have insufficient resources to obtain essential services or to meet expenses in situations where financial assistance related to their specific circumstance is unavailable. Monetary assistance may be in the form of cash, loans, checks or vouchers.
• Transportation Expense Assistance (46)
  BT-8300

  Transportation Expense Assistance

  BT-8300
  
  Programs that provide immediate cash, bus tokens, loans, loan/insurance payment support or other forms of financial assistance for people who otherwise have no means of transportation. Transportation expense assistance programs may have age, income, disability, need or other eligibility requirements.
• Utility Assistance (1)
  BV-8900

  Utility Assistance

  BV-8900
  
  Programs that provide financial assistance for people who are at risk for having their utilities shut off; offer discounted utility services; provide disconnection protection; arrange for notification regarding pending disconnection; make available special services such as large print utility bills or levalized energy bill payment arrangements which support people's ability to make their payments; or supply wood, propane, butane or other fuel for heating or cooking purposes in situations where people have no other means of acquiring them. Utility assistance programs may have age, income, disability, need or other eligibility requirements.
• Utility Service Payment Assistance (6)
  BV-8900.9300

  Utility Service Payment Assistance

  BV-8900.9300
  
  Programs that pay all or a portion of the utility bills of people whose utilities have been or are at risk of being shut off including any reconnection fees that may apply. Also included are non-emergency programs like those funded through the federal Low Income Home Energy Assistance Program (LIHEAP), also referred to as LIEAP or HEAP in some states, that provide home energy assistance, generally in the form of a credit, for low-income households that apply. The assistance is usually available once per calendar year (or heating season). Utility bill payment assistance programs may have age, income, disability, need or other eligibility requirements.
• Water Service Payment Assistance (22)
  BV-8900.9300-950

  Water Service Payment Assistance

  BV-8900.9300-950
  
  Programs that pay all or a portion of the water service expenses of people whose water has been or is as risk of being shut off including any reconnection fees that may apply. Included are programs that provide assistance with combined water/sewer bills in communities where sewer payments are bundled with payments for water services. Water service payment assistance programs may have age, income, disability, need or other eligibility requirements.